What Does a Property Inspector Do?

A property inspector examines a structure’s condition, both inside and out, and documents the results in a written report. In many cases, the inspector is an independent contractor who works for real estate agents, home builders, or mortgage loan officers. Those who perform building inspections are often licensed by their state’s boards. Inspectors also may be members of trade organizations such as the American Society of Home Inspectors. Some inspectors have experience in other fields, such as construction or engineering, and some have worked as plumbers or insurance-claim adjusters.

As an independent property inspector, you’ll need to be able to communicate clearly and effectively with your clients. A good rapport with clients will help you sell your services and generate referrals. A strong understanding of building and plumbing codes is important, as is the ability to read blueprints and other documents. Some inspectors offer a video or slide presentation with their reports, which can be helpful in explaining complex issues.

Some inspectors focus on a single type of property, such as homes or commercial buildings. Others specialize in a particular area, such as mold or termites. Some inspectors are forensic specialists, who use their knowledge to determine what happened in a particular accident or incident.

During a typical property inspection, the inspector will check the exterior for signs of damage or weather-related problems such as shingle damage or missing siding. He will look at the roof for leaks or other potential problems, and he will open windows and doors to check for any pests. Inside the house, the inspector will check electrical wiring and outlets, the heating and cooling system, and the plumbing fixtures. The inspector will also check the foundation if it is visible.

If the inspector finds significant defects, the buyer can request a price decrease or credit, or he can ask the seller to make repairs. The lender, if necessary, can require the home to be repaired before closing, as well.

The amount of money you can make as a property inspector depends on the number of inspections you do, the size and scope of each inspection, and the local market competition. Your income will also depend on whether you work full time or part time, and if you develop relationships with real estate agents, mortgage loan officers, or other professionals who refer clients to you.

Before you hire an independent property inspector, ask for references from previous clients. A reputable inspector will happily provide the names and phone numbers of satisfied customers. Call the references to ask if they were happy with the inspector’s work, and find out if any major defects were discovered that the inspector missed. Also, find out if the inspector has errors-and-omissions (E & O) insurance. Even the best inspectors sometimes miss things, and E & O insurance will pay for a mistake that could cost you a big sum of money. This is an important indicator of the inspector’s professionalism and commitment to his job.